很郁闷，请学金融的大侠指点迷津

慧光 · 2011-2-15 06:37:45

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慧光 · 2011-2-15 06:44:13

本帖最后由慧光于 2011-2-15 06:56 编辑

a. Discounted Price Deal
Monthly Cost of borrowing $ 18,000 at 9% APR = 373.65 $
[A monthly rate of 0.75% is used]
b. Special Financing Deal 17.98245614
Monthly Cost of borrowing $ 20,000 at 3% APR = 359.37 $
The second deal is the better one.
看了答案就更郁闷了，这些数据到底是怎么计算出来的？请大侠详细解析。到底是以偿还多少年限计算出来的？

慧光 · 2011-2-15 06:52:57

再来一道
You are reviewing an advertisement by a finance company offering loans at an annual percentage rate of 9%. If the interest is compounded weekly, what is the effective interest rate on this loan?

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